HOA and Condo Insurance in San Francisco and Oakland, CA
Protecting Property Owners in San Francisco and Throughout California
Whether it’s a fire caused by a careless tenant or property destruction caused by heavy winds, the risks that you face as a community association owner can be costly and for this reason you need protection.
Homeowners' Association Insurance Coverage Details
Homeowners’ association insurance typically has four components, which are property, liability, directors and officers (D&O), and employee dishonesty. Coverages that mitigate risks for each of these components are often included in HOA and condo association insurance policies, but we’ll find which coverage is right for you.
The coverages from which you can choose include, but are not limited to:
• Building Coverage
• General Liability
• Directors and Officers Liability (D&O)
• Employee Dishonesty
• Ordinance and Law
• Data Compromise and Identity Restoration
• Business Crime
Contact an agent to find out if you are eligible for additional benefits and discounts that can save you time and money.
Skilled, Knowledgable Agents Keeping You Secure
We’ve insured community owners associations in California and in other states and are aware of your specific needs. We can explain the coverage that you have as well as find any gaps in coverage that you are concerned with.
Flood, earthquake, and hurricane coverage are among the coverages that you may need to purchase separately. To learn about your risk for floods and earthquakes, use the FEMA Flood Map Service Center’s search tool and the California Earthquake Authority’s search tool, respectively.
ADDITIONAL HOA AND CONDO ASSOCIATION INSURANCE INFORMATION:
- Small Business Insurance Basics (The Insurance Information Institute (III))
- Small Business Insurance Details and Resources (The National Association of Insurance Commissioners (NAIC))
- California Homeowners Association Facts and Resources (The California Association of Homeowners Associations, Inc.)
We’re proud to provide homeowners association insurance in San Francisco, Oakland, Millbrae, Burlingame, San Diego, and the rest of California. We also we serve other states.