Auto Insurance in San Francisco and The Bay Area
Protecting Drivers in San Francisco, CA
Protection against exposures that once faces while on and off the road is essential. Auto insurance provides this protection, and keeps drivers compliant as well. At Riskguard Insurance Solutions we have broad and flexible auto insurance programs that we adapt to the needs of individual drivers. We provide guidance to help you choose the right coverage for your situation with the best value in mind.
Coverages and Policies Tailored to Your Needs
Auto insurance is unique to each policyholder; not ‘one-size-fits-all.’ For this reason, we get to know each driver and his or her situation before selecting coverages. We assess drivers’ needs and match their needs with coverages that are most appropriate. From there we create policies and packages that provide complete protection for minimal costs.
Some coverages are common from policy to policy, but no two policies are alike. As an independent agency we have the ability to ‘shop’ on your behalf for the right coverages, and as a result your policy may reflect the offerings of different companies. From there we find policies and/or create packages that provide protection for the client’s needs.
The coverages from which you can choose include:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Medical Payments Coverage
There are distinguishing characteristics of each coverage option, and sometimes having an understanding of these characteristics before examining auto insurance possibilities is beneficial. For example the big difference between collision and comprehensive coverage is that collision covers hitting another car, while comprehensive would cover other things like a tree falling on your car. To understand coverages better, speak with an agent or visit any of the pages listed in the ‘Auto Insurance’ drop down menu in our ‘Products’ menu.
Also, if you’d like to save money on your auto insurance beyond what standard discounts and benefits can provide, see our home & auto page for information about combining home and auto insurance. You can also ask an agent about this.
Working with Riskguard Insurance Solutions
We’re an independent agency so we can ‘shop’ on your behalf for the right coverages from different carriers. This affords you the ability to have the auto insurance policy and/or package that fits you best. We also work with clients continuously, which means that we don’t just provide policies and then leave the rest to policyholders; we monitor policies regularly and stay in touch with clients. This ensures that all coverages are current and therefore effective and that rates are appropriate.
We manage risk and claims. This helps clients reduce costs and it helps clients have advocates if and when claims are filed. We educate clients on and ongoing basis, and this helps clients have the information they need in order to make the best decisions possible about their insurance, including making the best investments.
Riskguard Insurance Solutions is proud to provide car insurance in San Francisco, Los Angeles, San Jose, Sacramento, San Diego, and Stockton, CA. We also serve other areas in the state and we serve Oregon, Nevada, Arizona, and Texas.