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Dental Practice Insurance in San Francisco and The Bay Area

With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it's also a vulnerable one, because a single slip of the hand could cause damage that's not easily fixed. As a dentist, you're susceptible to issues like leaks of patient information, forgetting to properly update the patient's medical history, failing to adhere to standards of care when you're rushed, and failure to detect diseases when they first occur.

Dental practice insurance can help protect your practice from the high costs of malpractice suits and regulatory fines. In addition to the basic coverage that every dentist should have, consider the following and whether or not you might need extra coverage:

  • Do you substitute for other Dentists? Most policies only cover one dentist at one location. If you perform work outside your normal office, you'll need to be sure your policy covers you at that location.
  • Have you incorporated? Many dental practices incorporate after several years of operation, but don't realize they need to be insured using a corporate malpractice policy. If a lawsuit occurs, these practices often have no coverage when they thought they had enough, leaving them to pay all costs out of their own pocket.
  • Do you perform high risk procedures? Some elements of dentistry—such as implants—are considered riskier than normal operations and require correspondingly higher coverage.

Dental Equipment Coverage

Equipment is the heart of the modern dental industry—and we know how expensive your tools and diagnostic machines can be. Equipment coverage provides an added layer of protection in case the supplies you've purchased fail or do not live up to the claims of the manufacturer.

New products enter the market on a regular basis, so consider talking to one of our agents whenever you purchase something you haven't used before. We'll help perform a risk assessment and determine whether or not you need additional coverage before you start using the equipment on patients.

Commercial Property Insurance

Commercial property policies are one of the most important elements of dental practice insurance. Falling trees, fires, and water damage are all potential threats to the place you work, and any of these could quickly destroy tens of thousands of dollars in equipment. Whether you're facing a minor interruption or a major loss, making sure your property is insured is of critical importance to any business owner, so call Riskguard Insurance Solutions today to discuss covering your dental practice.

 

1. "Dentists in the US: Market Research Report." Dentists in the US Market Research. Accessed April 11, 2016. http://www.ibisworld.com/industry/default.aspx?indid=1557.

2. Abel, Martin G., DDS. "The Real Cost of Dentistry." Dental Economics. Accessed April 11, 2016. http://www.dentaleconomics.com/articles/print/volume-96/issue-9/features/the-real-cost-of-dentistry.html.

Our Location

Riskguard Insurance Solutions

422 Presidio Ave.
San Francisco, CA 94115
Main office: 415-202-6869
Fax: 415-447-4181

Our Providers

Testimonials

Thank you to Christine who went above & beyond to lend a helping hand by providing us with quotes for our food truck business (which is a fairly new category to cover in the insurance world, I'm told). She was super patient with all of our questions, was prompt in communication, and is an all-around wonderful gal! Aside from our small business, I trust her to take care of my personal assets too

Sophie F.
I've used the Irene Herman Insurance for a few of my insurance needs! They helped me find health insurance when I was down and out and had pre-existing conditions (before Obamacare came along), and we worked long and hard to find a policy that would work for me. Also, they helped me find a better deal for my home insurance, and they're there when I need help to look for better car insurance rates. They're constantly on the look out for me and let me know if I can ever find better rates with another company, so I know they're on my side. It's a small family business, and they're good, kind people. I'm happy to work with cool people like this.

Katie H.
For the past year, Irene Herman Insurance Services has helped me and my business with a variety of insurance needs. They have consistently provided excellent and prompt service. I discovered Irene Herman Insurance via a website (don't remember which one) to request quotes for w/c, general and professional liability insurance for my business. I was contacted right away by Geoff Herman. Geoff was a huge help in helping us obtain the insurance we needed for a contract with the City of LA at a reasonable price. This was no small feat - we knew of a similar business that was having a hard time getting the E & O insurance. (We recommended them to Geoff and he helped them out, too.) Geoff also helped us with changing our medical and dental insurance for our business. For our personal insurance needs, Geoff helped us obtain life insurance and Iris Htwe assisted us with renters insurance. They are always available to answer questions and they respond very quickly to my emails. We've relied on Irene Herman Insurance Services for a number of different insurance needs over the past year and it has put my mind at ease to have them on my team.

Linda R.
I am not the type to write reviews but Geoff's service has been so amazing during a recent emergency situation that I decided to take a minute and offer my praise. Geoff's service has been excellent from the beginning. Promptly returns phone calls, excellent pricing, excellent knowledge of the industry, calm during a crisis, and a nice guy as well. And when the crap hit the fan recently, he went the extra mile repeatedly

David A.