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Cannabis Industry Insurance

Marijuana Insurance in San Francisco, CA and Surrounding Communities

Insuring the Cannabis Industry Throughout California

Marijuana legalization in the state of California created a buzz across the country. Since then, the state’s cannabis program has grown to include both recreational and medical usage thanks to the passing of several state bills such as Proposition 64, Proposition 214, and California Senate Bill 420.

The cannabis industry is very dynamic and subject to rapid changes based on recent and future local and national laws. It is constantly evolving in the areas of production, processing, and distribution. Due to the developing trends in the industry, maintaining proper insurance protection for your business is becoming more critical than ever. At Riskguard Insurance Solutions, Inc., we specialize in insurance for all aspects of the cannabis industry  in the state of California.

Planting Policies for Your Cannabis Based Business

Cannabis industry policies can be confusing so we take the time to learn the operations of your business, identify your specific needs and then educate you on which policies you might need to provide you with 100% protection for your business.

Since there are many differing aspects to the cannabis industry, its important to understand which policies you may need for your unique set of circumstances.  Once the necessary requirements are established we help you to choose exactly what you need from amongst the  various policy types in our cannabis industry program, such as:

·         General Liability including Product Liability

·         Umbrella/Excess Liability

·         Commercial Property (including cannabis inventory)

·         Crop Insurance

·         Workers Compensation

·         Equipment Breakdown

·         Stock Throughput

·         Product Recall

·         Commercial Auto/Cargo

·         Employee Benefits such as group health, dental, vision, life and disability


These policies are targeted to the different aspects of the cannabis industry, including:

·         Cultivators

·         Processors/Harvesters

·         Manufacturers

·         Wholesale/Distributors

·         Dispensaries/Retailers

·         Transporters

·         Laboratories

·         Landlords/Building Owners/Property Managers

To acquire any additional information about our cannabis industry insurance coverage, contact us at your convenience.

Is Local Commercial Cannabis Coverage Available?

The cannabis industry is changing and evolving and our agents work with our clients to meet their requirements for risk protection. We work diligently to make the cannabis insurance purchasing process as straightforward and convenient as possible, and we continue to service our clients after a policy is issued and throughout the life cycle of your business.

To begin working with one of our friendly agents, please request a quote.

Additional Resources:

Information on Securing a Medical Marijuana Identification Card and Guides for Related Groups (California Department 

Cannabis Industry Resources (The National Cannabis Industry Association)

Medical Marijuana Details and Materials (The Medical Marijuana Association)

Our Location

Riskguard Insurance Solutions

422 Presidio Ave.
San Francisco, CA 94115
Main office: 415-202-6869
Fax: 415-447-4181

Our Providers


Thank you to Christine who went above & beyond to lend a helping hand by providing us with quotes for our food truck business (which is a fairly new category to cover in the insurance world, I'm told). She was super patient with all of our questions, was prompt in communication, and is an all-around wonderful gal! Aside from our small business, I trust her to take care of my personal assets too

Sophie F.
I've used the Irene Herman Insurance for a few of my insurance needs! They helped me find health insurance when I was down and out and had pre-existing conditions (before Obamacare came along), and we worked long and hard to find a policy that would work for me. Also, they helped me find a better deal for my home insurance, and they're there when I need help to look for better car insurance rates. They're constantly on the look out for me and let me know if I can ever find better rates with another company, so I know they're on my side. It's a small family business, and they're good, kind people. I'm happy to work with cool people like this.

Katie H.
For the past year, Irene Herman Insurance Services has helped me and my business with a variety of insurance needs. They have consistently provided excellent and prompt service. I discovered Irene Herman Insurance via a website (don't remember which one) to request quotes for w/c, general and professional liability insurance for my business. I was contacted right away by Geoff Herman. Geoff was a huge help in helping us obtain the insurance we needed for a contract with the City of LA at a reasonable price. This was no small feat - we knew of a similar business that was having a hard time getting the E & O insurance. (We recommended them to Geoff and he helped them out, too.) Geoff also helped us with changing our medical and dental insurance for our business. For our personal insurance needs, Geoff helped us obtain life insurance and Iris Htwe assisted us with renters insurance. They are always available to answer questions and they respond very quickly to my emails. We've relied on Irene Herman Insurance Services for a number of different insurance needs over the past year and it has put my mind at ease to have them on my team.

Linda R.
I am not the type to write reviews but Geoff's service has been so amazing during a recent emergency situation that I decided to take a minute and offer my praise. Geoff's service has been excellent from the beginning. Promptly returns phone calls, excellent pricing, excellent knowledge of the industry, calm during a crisis, and a nice guy as well. And when the crap hit the fan recently, he went the extra mile repeatedly

David A.